Student-initiated
Students propose the pact and define the threshold.
Momentum Pact™ · For families
Turn momentum into a family habit.
A simple agreement between students and parents — powered by your Momentum Score. M28 tracks progress, your family handles the reward.
What is a Momentum Pact?
A small agreement that aligns the whole family
Students set goals. Parents support them. M28 keeps everyone aligned with one shared signal — the Momentum Score.
Student-controlled
You choose what to share. Opt out anytime.
Opt-in visibility
Parents see only what students approve.
M28 never moves money
Payouts happen in your family's existing tools.
How it works
Four steps to a Momentum Pact
01
Set the threshold
Choose a Momentum Score target — like 75 or higher each week.
02
Pick the reward
Weekly allowance, streak bonus, or a parent match — your call.
03
M28 tracks weekly
Your Momentum Score is calculated automatically — no manual logging.
04
Parent gets a digest
A student-approved weekly summary, delivered in Messages.
Pact examples
Three starting points
Inspired by how real families talk about momentum, money, and trust.
Momentum Allowance
$25 / week
A weekly stipend, sent on any week your Momentum Score stays at 75+.
Used by families who want consistent, low-pressure support.
Streak Bonus
$100 every 4 weeks
A bonus for every 4 consecutive weeks above the threshold — built around the 28-day window.
Used by families focused on building lasting routines.
Parent Match
Matches up to $50
Parent matches what the student saves during high-momentum weeks — turning consistency into savings.
Used by families building long-term financial habits.
Pact Builder
Design your first Momentum Pact
A live preview — adjust the numbers, see the agreement update.
75
6095
Pact summary
Each week your Momentum Score stays at 75 or above, your parent sends $25. Active for 8 weeks.
75
Threshold
$25
Reward
8
Weeks
Preview only. M28 facilitates the agreement and tracks the score — your family handles the actual payment in the tools you already use.
Trust & boundaries
Built for the student first
- Students approve exactly what gets shared with parents.
- M28 is a coach, not a surveillance tool. No location, no app monitoring.
- M28 doesn't process payments — your family uses the tools it already trusts.
- Either side can pause or end a pact at any time, no friction.
For everyone
One pact. Two wins.
For parents
- Fewer “are you okay?” calls — a clear weekly signal instead.
- Structured support without micromanagement.
- Confidence that your contribution is reinforcing real habits.
- Visibility into what your student wants to share — nothing more.
For students
- Agency: you set the threshold, you propose the pact.
- Transparent goals — no guessing what your parent expects.
- Rewards for consistency, not perfection.
- A calmer relationship with momentum and money.
Get started
Build your first Momentum Pact.
Join the M28 waitlist with Momentum Pact pre-selected — we'll be in touch when family pacts open up.